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Aditya Birla Housing Finance Limited

ABC Solutions

PMAY-U 2.0

Pradhan Mantri Aawas Yojna aur Aditya Birla Housing Finance Ke Saath Karein Aapke Pariwar ka Pehla Ghar Mumkin!

Apply Now

About PMAY-U 2.0

PMAY-U 2.0 is one of the major flagship programmes being implemented by Government of India to provide all-weather pucca houses to all Eligibility beneficiaries in the urban areas. The Government assistance under PMAY-U 2.0 will be upto 1.80 lakh per unit under Interest Subsidy Scheme.

Eligibility Criteria

  • Applicant/family members must not own a pucca house in India
  • Women must be owner/co-owner of the property and needs to be taken on the loan structure as applicant/co-applicant
  • You belong to following Income groups:
    EWS (Economically Weaker Section) Annual Household Income up to ₹ 3 Lakh
    LIG (Low-income Group) Annual Household Income up to ₹ 3 Lakh - ₹ 6 Lakh
    MIG (Middle-income Group) Annual Household Income up to ₹ 6 Lakh - ₹ 9 Lakh
  • Applicable for Property size: Up to 1290 sqft (120 sq.mtr)

Key Benefits with Interest Subsidy Scheme to Make Homeownership Easier:

Maximum Loan Amount:
Up To ₹25 Lakh
Maximum House Value:
Up To ₹35 Lakh
Maximum Subsidy:
Up To ₹1.80 Lakh - paid In 5 Annual Installments
Subsidy of 4% on the first 8 Lakhs for 12 years

What do we offer?

  • Home Loan

Your home is where you build memories with your loved ones. It’s your own little piece of heaven. ABHFL presents a home loan, especially designed just for you.

  • Home Construction Loan

A plot plus construction loan is primarily meant for those who want to purchase a plot and build a house on that piece of land within the next few years. This kind of loan is disbursed in various installments.​​

  • Signature Club

This is a loan borrowed by placing one's owned property as collateral. The funding may be given by financial institutions after scrutinising the validity of the said property and its current market value.

  • Home Extension Loan

Home Extension Loan is useful when you want to add more space to your existing home. We make it easy for you to extend your existing residential property as per your requirements.​​

  • Home Improvement Loan

A home is usually said to be a reflection of its owner. You can now spruce up your home and make renovation a milestone as memorable and enjoyable as home buying. With ABHFL Home Renovation Loans you can upgrade your existing home to a contemporary design and a more comfortable living space.​​

  • Loan Against Property

This is a loan borrowed by placing one's owned property as collateral. The funding may be given by financial institutions after scrutinising the validity of the said property and its current market value.

  • Step-Up Home Loan

For Young & Budding Professionals, Pay lower EMI Initially and EMI to increase with expected growth in salary for balance tenure.

  • Step-Down Home Loan

Salaried customer having pension income post retirement or joint home loan with one of the coborrower retiring in short time, Pay higher EMI up to retirement and Lower EMI subsequently till balance tenure of the loan.

  • Extended tenure Home Loan

For Senior salaried professionals working in top corporates nearing retirement, Flexibility of Longer repayment periods with reduced EMI.

Your home is where you build memories with your loved ones. It’s your own little piece of heaven. ABHFL presents a home loan, especially designed just for you.

A plot plus construction loan is primarily meant for those who want to purchase a plot and build a house on that piece of land within the next few years. This kind of loan is disbursed in various installments.​​

This is a loan borrowed by placing one's owned property as collateral. The funding may be given by financial institutions after scrutinising the validity of the said property and its current market value.

Home Extension Loan is useful when you want to add more space to your existing home. We make it easy for you to extend your existing residential property as per your requirements.​​

A home is usually said to be a reflection of its owner. You can now spruce up your home and make renovation a milestone as memorable and enjoyable as home buying. With ABHFL Home Renovation Loans you can upgrade your existing home to a contemporary design and a more comfortable living space.​​

This is a loan borrowed by placing one's owned property as collateral. The funding may be given by financial institutions after scrutinising the validity of the said property and its current market value.

For Young & Budding Professionals, Pay lower EMI Initially and EMI to increase with expected growth in salary for balance tenure.

Salaried customer having pension income post retirement or joint home loan with one of the coborrower retiring in short time, Pay higher EMI up to retirement and Lower EMI subsequently till balance tenure of the loan.

For Senior salaried professionals working in top corporates nearing retirement, Flexibility of Longer repayment periods with reduced EMI.