© 2019, Aditya Birla Capital Ltd.
All Rights Reserved.
© 2017, Aditya Birla Capital Inc.
All Right Reserved.
Aditya Birla Housing Finance Limited
The real estate developers require constant flow of funds for various construction-related work at different stages of project to ensure timely completion of projects.
Construction Finance loan is an ABHFL offering designed to meet this requirement of real estate developers across the life cycle of their proposed or ongoing construction projects against the project sales receivables. We trust in developing symbiotic relationships with the builders to create a seamless marketplace.
Loan Processing /Administration Fee
Home Loans : Up-to 1% of the loan amount
Other Loans : Up-to 2% of the loan amount
Part Payment/Pre-Closure Charges:
(applicable for non-individuals/ individuals with other than floating rate)
Default Penal Interest Rate / Non Conformance with
any covenants / stipulated conditions
24% p.a. i.e. 2% per month
Cheque Return Charges/NACH failure charges
Rs.750/- per instance
As applicable based on actual delayed status or as communicated by the lender from time to time
CERSAI charges (You may visit the website of CERSAI for all such charges at www.cersai.org.in)
Rs.1,000/- per instance
Request for Copies of any collateral held with ABHFL
Duplicate Statement/ Repayment Schedule / any other document held with ABHFL request
Rs.200/- per instance
Charge For Exchanging ECS mandate
CIBIL report retrieval fee
Rs.50/- per instance for Consumer and Rs.500/- for Commercial CIBIL
Loan Re-schedulement (at discretion of ABHFL) charges
NOC issuance charges
Revision of Fixed rate to floating and vice-versa/ revision in loan interest rate/ tenure at discretion of ABHFL
2% of the loan outstanding
As per actual, where applicable
© 2018, Aditya Birla Capital Ltd. All Rights Reserved.
Call us directly:
1800 270 7000
All the above products, solutions and incidental services are provided by the respective subsidiaries of Aditya Birla Capital Limited.