ABHFL Construction Finance is designed to support real estate developers in ensuring seamless project completion. Our financing solutions provide the necessary capital to keep construction progressing without delays, helping developers meet deadlines and deliver quality projects.
Tailored loan solutions based on project cash flow for seamless execution.
Avail funding for up to 60 months to suit your construction timelines.
Simplified repayment with an escrow mechanism and structured options.
Secure financing with mortgage-backed lending and project receivables hypothecation.
Funding evaluated based on construction cost and project viability.
Hassle-free process with basic document requirements.
No hidden charges, ensuring a smooth and reliable borrowing experience.
Expert guidance throughout the loan tenure.
Ensuring you meet the eligibility criteria helps in a smoother loan approval process.
General Criteria:
Applicant Type: Real estate developers, builders, and construction firms
Financial Criteria:
Project Type: Residential or commercial under-construction projects
Loan Tenure:
Loan Tenure: Up to 60 months, subject to project timelines
Collateral Criteria:
Collateral: Mortgage of property and hypothecation of project receivables
Note: Meeting the criteria does not guarantee loan approval. Final eligibility depends on credit appraisal, project assessment, and financial stability.
Securing construction finance with ABHFL is a seamless process designed for real estate developers.
Assess your project’s eligibility based on cash flow, construction timelines, and collateral requirements.
Gather the necessary documents, including: Developer’s financial statements. Project cash flow reports. Sales receivables proof. Property and construction plan approvals.
Complete the loan application form with accurate project and financial details.
Our team will review the submitted documents and may request additional information if required.
Once verified, you will receive a loan offer detailing the approved amount, tenure, and repayment terms. Review and accept the terms.
A thorough assessment of the project’s feasibility, construction status, and collateral value will be conducted.
Upon successful verification and evaluation, the funds will be disbursed in phases as per the construction plan.
Estimated Processing Time: Loan processing timeline depends on project feasibility, financials, and documentation.
0.25% onwards of the loan amount + applicable GST (may vary as per customer risk profile).
12% p.a. above current applicable interest rate (aggregate not exceeding 24% p.a. + GST).
₹3,000 per month (for delay in submission of Title document, Security perfection documents, Mortgage Deed, Charge creation with MCA, or non-adherence to loan agreement terms).
₹750 per instance.
₹1,000 per month in case of secured loans (for invalid, inactive, or closed/frozen bank accounts).
₹750 per instance per loan account.
As applicable based on actual delayed status or as communicated by the lender from time to time.
When facility amount is equal to ₹5 Lakhs or lesser – ₹0.50 per property | When facility amount is greater than ₹5 Lakhs – ₹100 per property.
₹1,000 per instance.
₹750 per instance.
₹200 per instance.
₹750 per instance.
₹50 per instance for Consumer | ₹500 per instance for Commercial CIBIL.
0.5% of principal outstanding + applicable GST (Change in EMI/tenor as per eligibility norms).
0.25% + GST on principal outstanding (capped at ₹7,500 per instance).
₹500 per instance.
2% of principal outstanding + applicable GST.
As per actual, where applicable.
Wherever applicable, GST @ prescribed rates will be levied on these charges.
Having the right documents ready ensures a seamless approval process.
Identity Proof – Aadhaar Card, PAN Card, Passport, Voter ID
Address Proof – Utility bills (not older than 3 months), Passport, Aadhaar, Rent Agreement
Passport – size photographs
Easily calculate EMIs and check eligibility with our user-friendly tools.
*Note- The calculated interest is an estimate, the final amount will be determined upon approval.
From home financing to business funding, we offer a variety of loan options with flexible terms and a seamless process. Find the right financial solution for you.
Discover surprising benefits and features that make your home loan journey easier and smarter.
Find answers to all your home loan queries in our FAQ section. Learn about eligibility, loan tenures, interest rates, required documents, application process, and more. Simplify your journey to owning your dream home with clear guidance.
Construction Finance is a funding solution for real estate developers to ensure seamless project completion. It provides financial support for under-construction residential or commercial projects, helping developers manage cash flow, avoid delays, and meet deadlines.
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