Head – Collections
Head – Collections
Vipin Chaudhary is the Head- Collections at Aditya Birla Housing Finance Ltd (ABHFL). He has 24+ years of experience and is responsible to meet budgeted loss rates while balancing risk and return, increasing collections efficiency across various buckets and stages.
In his previous stint, Vipin was a part of INDIABULLS Group wherein he was heading collections vertical for 15 years. Vipin has also worked with prestigious organizations including American Express and Royal Bank of Scotland.
Vipin has done his PGDBM from Symbiosis (Pune) and has in-depth knowledge in risk mitigation strategies for fields, Digital and outbound/inbound Call Centres for Secured and Unsecured Loans viz Business Loans, Personal Loans, Small Ticket Digital Loans and Credit Cards etc. He has also led the Collections vertical for the commercial credit / wholesale segment for large exposures.
The Management Team at ABHFL is composed of dynamic individuals driving excellence across every function.
Managing Director & CEO
Pankaj Gadgil is the Managing Director & CEO of Aditya Birla Housing Finance Limited (ABHFL). Pankaj is responsible for providing strategic direction to the housing finance company and building it to be a material player in the industry.
Chief Credit Officer
Dharmendra Patro is the Chief Credit Officer at Aditya Birla Housing Finance Ltd. In this role, Dharmendra is responsible for underwriting loans for all segments with a balance between return and risk exposure. He leads a team of credit approvers to ensure onboarding of high-quality customers. He is also engaged with development, implementation, review and monitoring of various credit programmes.
Chief Risk Officer
Subhajeet Roy Choudhury is the Chief Risk Officer at Aditya Birla Housing Finance Ltd. In this role, Subhajeet is engaged in managing risk and policy for the Prime, Affordable, and Construction Finance business. He is responsible for all risk management strategies and supervising the organisation’s risk mitigation and identification procedures.
