Independent Director
Independent Director
Mr. Thampy Koshy is IIM-B graduate and recognised as the Distinguished Alumnus of IIMB. He is a globally recognised expert in Digital Transformation with a special focus in Digital Public Infrastructure and has 30+ years of experience in the domain.
Most recently he was the founding MD and CEO of Open Network for Digital Commerce, a globally first initiative in India.
He's been part of multiple digital initiatives in India, including as part of the founding team of National Security Depository Limited (NSDL). He played a key role in implementation of many digital transformation projects, including the New Pension Systems in India, Tax Information Network (TIN), online tax accounting system for direct and indirect tax, SEZ Online, etc.
He played key consulting roles for UIDAI (Unique ID), GSTN, eVIN & COWIN for the health sector.
Consulted for the World Bank and ADB in the areas of Identity and Social Protection for more than 10 countries.
He has been a keynote speaker in India and globally in more than 150 events.
The Management Team at ABHFL is composed of dynamic individuals driving excellence across every function.
Managing Director & CEO
Pankaj Gadgil is the Managing Director & CEO of Aditya Birla Housing Finance Limited (ABHFL). Pankaj is responsible for providing strategic direction to the housing finance company and building it to be a material player in the industry.
Chief Credit Officer
Dharmendra Patro is the Chief Credit Officer at Aditya Birla Housing Finance Ltd. In this role, Dharmendra is responsible for underwriting loans for all segments with a balance between return and risk exposure. He leads a team of credit approvers to ensure onboarding of high-quality customers. He is also engaged with development, implementation, review and monitoring of various credit programmes.
Chief Risk Officer
Subhajeet Roy Choudhury is the Chief Risk Officer at Aditya Birla Housing Finance Ltd. In this role, Subhajeet is engaged in managing risk and policy for the Prime, Affordable, and Construction Finance business. He is responsible for all risk management strategies and supervising the organisation’s risk mitigation and identification procedures.
