
Independent Director

Independent Director
Mr. Chandrasekaran has worked for nearly 32 years in the Finance and Investment functions of Life Insurance, Housing Finance, and Mutual Fund at the Life Insurance Corporation of India (LIC) with adequate exposure to a gamut of investments. He has been involved in investment decision-making processes, investment monitoring, and accounting.
At LIC, he had served as the Executive Director of Finance and Accounts, Investment Monitoring and Accounting, Investment Operations, Investment, Risk Management, and Research.
He is currently on the Board of reputed companies as Independent Director following his superannuation from his service of LIC as the Executive Director.
Mr. Chandrasekaran is a qualified Chartered Accountant.
The Management Team at ABHFL is composed of dynamic individuals driving excellence across every function.

Managing Director & CEO
Pankaj Gadgil is the Managing Director & CEO of Aditya Birla Housing Finance Limited (ABHFL). Pankaj is responsible for providing strategic direction to the housing finance company and building it to be a material player in the industry.

Chief Credit Officer
Dharmendra Patro is the Chief Credit Officer at Aditya Birla Housing Finance Ltd. In this role, Dharmendra is responsible for underwriting loans for all segments with a balance between return and risk exposure. He leads a team of credit approvers to ensure onboarding of high-quality customers. He is also engaged with development, implementation, review and monitoring of various credit programmes.

Chief Risk Officer
Subhajeet Roy Choudhury is the Chief Risk Officer at Aditya Birla Housing Finance Ltd. In this role, Subhajeet is engaged in managing risk and policy for the Prime, Affordable, and Construction Finance business. He is responsible for all risk management strategies and supervising the organisation’s risk mitigation and identification procedures.