Independent Director
Independent Director
Mr. Narayanan holds degree in Engineering from IIT Roorkee and completed PGDM from IIM Bangalore.
Mr. Narayanan has over 35 years of experience across various functions of retail banking and extensive experience of retail assets financing business, including housing finance.
Mr. Narayanan superannuated from ICICI Bank and headed the Retail Secured Assets Business, Debt Service Management Group - Collections, Construction & Reality Funding Group, Retail Structured Finance Group and Group Company 'I-Process Services (India) Private Limited' and served as Nominee Director on the Board of ICICI Home Finance Company Limited.
He has served as an independent director on the Boards of reputed financial institutions post his superannuation from ICICI Bank.
The Management Team at ABHFL is composed of dynamic individuals driving excellence across every function.
Managing Director & CEO
Pankaj Gadgil is the Managing Director & CEO of Aditya Birla Housing Finance Limited (ABHFL). Pankaj is responsible for providing strategic direction to the housing finance company and building it to be a material player in the industry.
Chief Credit Officer
Dharmendra Patro is the Chief Credit Officer at Aditya Birla Housing Finance Ltd. In this role, Dharmendra is responsible for underwriting loans for all segments with a balance between return and risk exposure. He leads a team of credit approvers to ensure onboarding of high-quality customers. He is also engaged with development, implementation, review and monitoring of various credit programmes.
Chief Risk Officer
Subhajeet Roy Choudhury is the Chief Risk Officer at Aditya Birla Housing Finance Ltd. In this role, Subhajeet is engaged in managing risk and policy for the Prime, Affordable, and Construction Finance business. He is responsible for all risk management strategies and supervising the organisation’s risk mitigation and identification procedures.
