
Head - Marketing

Head - Marketing
Shraddha Bhujabal is the Head - Marketing at Aditya Birla Housing Finance Ltd (ABHFL). She has over 21 years of experience across industries and marketing functions. At ABHFL, Shraddha is responsible for leading Marketing of the company.
In her previous stint, Shraddha was part of Zoya – A TATA Product where she was working as Head Of Marketing and worked very closely on Brand strategy, development, content marketing, community building as well as digital strategy & Marketing P&L. She has previously worked at esteemed organisations, including Pricewaterhousecoopers, TAJ Hotels, Kingfisher Airlines, Sabre.
Shraddha has done her MBA from Welingkar Institute of Management Development and Research
The Management Team at ABHFL is composed of dynamic individuals driving excellence across every function.

Managing Director & CEO
Pankaj Gadgil is the Managing Director & CEO of Aditya Birla Housing Finance Limited (ABHFL). Pankaj is responsible for providing strategic direction to the housing finance company and building it to be a material player in the industry.

Chief Credit Officer
Dharmendra Patro is the Chief Credit Officer at Aditya Birla Housing Finance Ltd. In this role, Dharmendra is responsible for underwriting loans for all segments with a balance between return and risk exposure. He leads a team of credit approvers to ensure onboarding of high-quality customers. He is also engaged with development, implementation, review and monitoring of various credit programmes.

Chief Risk Officer
Subhajeet Roy Choudhury is the Chief Risk Officer at Aditya Birla Housing Finance Ltd. In this role, Subhajeet is engaged in managing risk and policy for the Prime, Affordable, and Construction Finance business. He is responsible for all risk management strategies and supervising the organisation’s risk mitigation and identification procedures.