
Head -Informal

Head -Informal
Sachin Mishra is the Head – Informal Housing Business at Aditya Birla Housing Finance Ltd (ABHFL). He has over 22 years of experience in Sales, Marketing, Business Development, Channel Management, Product & Innovation management. At ABHFL, Sachin is responsible for leading Informal Housing of the company.
In his previous stint, Sachin was part of IndusInd Bank where he was working as National Sales Manager (Micro LAP). He has previously worked at esteemed organisations, Including ICICI Bank, HDFC Bank, AU Small Finance Bank and Piramal Capital Housing Finance ltd
Sachin has done his PGDBM in Marketing from Dr. Gaur Hari Singhania Institute of Management (Kanpur) UP
The Management Team at ABHFL is composed of dynamic individuals driving excellence across every function.

Managing Director & CEO
Pankaj Gadgil is the Managing Director & CEO of Aditya Birla Housing Finance Limited (ABHFL). Pankaj is responsible for providing strategic direction to the housing finance company and building it to be a material player in the industry.

Chief Credit Officer
Dharmendra Patro is the Chief Credit Officer at Aditya Birla Housing Finance Ltd. In this role, Dharmendra is responsible for underwriting loans for all segments with a balance between return and risk exposure. He leads a team of credit approvers to ensure onboarding of high-quality customers. He is also engaged with development, implementation, review and monitoring of various credit programmes.

Chief Risk Officer
Subhajeet Roy Choudhury is the Chief Risk Officer at Aditya Birla Housing Finance Ltd. In this role, Subhajeet is engaged in managing risk and policy for the Prime, Affordable, and Construction Finance business. He is responsible for all risk management strategies and supervising the organisation’s risk mitigation and identification procedures.