
Head - Operations & Process Excellence

Head - Operations & Process Excellence
Ms. Mohua Chowdhury is the Head - Operations & Process Excellence at Aditya Birla Housing Finance Ltd (ABHFL). She has over 26 years of experience in Operations Management, Process Improvements & Technology Enablement, Compliance Management & Reporting, Vendor Management etc. At ABHFL, Mohua is responsible for leading Operations & Process Excellence of the company.
Before joining ABHFL, she has worked at esteemed organisations, including HDFC Bank and Kotak Mahindra Bank
Mohua has done her B.Sc in Economics from St. Xaviers’ College, Kolkata
The Management Team at ABHFL is composed of dynamic individuals driving excellence across every function.

Managing Director & CEO
Pankaj Gadgil is the Managing Director & CEO of Aditya Birla Housing Finance Limited (ABHFL). Pankaj is responsible for providing strategic direction to the housing finance company and building it to be a material player in the industry.

Chief Credit Officer
Dharmendra Patro is the Chief Credit Officer at Aditya Birla Housing Finance Ltd. In this role, Dharmendra is responsible for underwriting loans for all segments with a balance between return and risk exposure. He leads a team of credit approvers to ensure onboarding of high-quality customers. He is also engaged with development, implementation, review and monitoring of various credit programmes.

Chief Risk Officer
Subhajeet Roy Choudhury is the Chief Risk Officer at Aditya Birla Housing Finance Ltd. In this role, Subhajeet is engaged in managing risk and policy for the Prime, Affordable, and Construction Finance business. He is responsible for all risk management strategies and supervising the organisation’s risk mitigation and identification procedures.