Head – Analytics
Head – Analytics
Mr. Kunal Urdhwareshe is the Head – Analytics at Aditya Birla Housing Finance Ltd (ABHFL). He has over 12 years of experience in Analytics such as FMCG/CPG Consumer Analytics, Promotions and Customer Understanding, Data Visualization, Personalization, Lending, Credit Risk Management, Cross sell/Up sell, Behavioral Scorecards and Application Scorecards. At ABHFL, Kunal is responsible for leading Analytics for the company.
Before joining ABFHL, Kunal was part of Tata Capital as Associate Vice President in Analytics. He has previously worked at esteemed organisations, including Kotak Mahindra Bank, Bajaj Auto Finance and TCS.
Kunal has done his M.Sc. in Statistics from North Maharashtra University, Jalgaon.
The Management Team at ABHFL is composed of dynamic individuals driving excellence across every function.
Managing Director & CEO
Pankaj Gadgil is the Managing Director & CEO of Aditya Birla Housing Finance Limited (ABHFL). Pankaj is responsible for providing strategic direction to the housing finance company and building it to be a material player in the industry.
Chief Credit Officer
Dharmendra Patro is the Chief Credit Officer at Aditya Birla Housing Finance Ltd. In this role, Dharmendra is responsible for underwriting loans for all segments with a balance between return and risk exposure. He leads a team of credit approvers to ensure onboarding of high-quality customers. He is also engaged with development, implementation, review and monitoring of various credit programmes.
Chief Risk Officer
Subhajeet Roy Choudhury is the Chief Risk Officer at Aditya Birla Housing Finance Ltd. In this role, Subhajeet is engaged in managing risk and policy for the Prime, Affordable, and Construction Finance business. He is responsible for all risk management strategies and supervising the organisation’s risk mitigation and identification procedures.
