
Chief Financial Officer

Chief Financial Officer
Ashish Damani is the Chief Financial Officer at Aditya Birla Housing Finance Ltd (ABHFL). He has over 20 years of experience. At ABHFL, Ashish is responsible for leading Finance and Accounts, Planning & MIS, Audit, Taxation, Treasury, Secretarial, and Statutory Compliances of the company.
Before joining ABFHL, Ashish was part of Aditya Birla Capital’s Life Insurance and NBFC businesses, where he was involved in various roles, including Finance, Sales and Distribution, Business Planning, and Strategy. He has previously worked at esteemed organisations, including Bharti Airtel and Mahindra & Mahindra Ltd.
Ashish is a Chartered Accountant from ICAI, New Delhi, with an Executive MBA from the School of Inspired Leadership.
The Management Team at ABHFL is composed of dynamic individuals driving excellence across every function.

Managing Director & CEO
Pankaj Gadgil is the Managing Director & CEO of Aditya Birla Housing Finance Limited (ABHFL). Pankaj is responsible for providing strategic direction to the housing finance company and building it to be a material player in the industry.

Chief Credit Officer
Dharmendra Patro is the Chief Credit Officer at Aditya Birla Housing Finance Ltd. In this role, Dharmendra is responsible for underwriting loans for all segments with a balance between return and risk exposure. He leads a team of credit approvers to ensure onboarding of high-quality customers. He is also engaged with development, implementation, review and monitoring of various credit programmes.

Chief Risk Officer
Subhajeet Roy Choudhury is the Chief Risk Officer at Aditya Birla Housing Finance Ltd. In this role, Subhajeet is engaged in managing risk and policy for the Prime, Affordable, and Construction Finance business. He is responsible for all risk management strategies and supervising the organisation’s risk mitigation and identification procedures.