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Home Loan EMI Calculator​​​​​​​​

To calculate your home loan monthly EMI amount, please provide the following information:

Loan Amount (Rs.)

No. of Months

Interest Rate %

Your EMI is Rs.

Buying a home is important to you, and taking the best home loan can help you fulfill this dream.

The first step is not in applying for the loan, but calculating the specifics - this means the monthly EMI. Ideally, the EMI you pay should not exceed 50% of your monthly income so that your finances are not strained. You can find out how much EMI you will pay every month on the basis of your loan value, current income, the loan term and the interest payable. For this, you can use a useful tool known as the home loan EMI calculator.

Using the home loan EMI calculator takes away the guesswork from the loan application - and it is easy to use, too! We strive to bring simplicity to the home buying process, and our home loan EMI calculator is quick and accurate in its calculations. Here's how to use the calculator:

  • Step 1 - The calculator is a real time slider. Use the first slider to enter the loan amount. For example, if you wish to get Rs. 50 lakh, move the slider till the figure '50' is seen in the box.
  • Step 2 - Use the slider to enter the number of months of loan tenure. For example, if you wish to take a loan for 10 years, you must slide till the box flashes the number '120' (10 years x 12 months).
  • Step 3 - The next box below is a static number for interest payable. Enter the interest you seek, i.e. from 10% to 12%.
  • Step 4 - On the basis of the numbers filled in the above boxes, the last box shows the EMI payable, i.e. the Equated Monthly Installment you will pay.
Continue using the home loan EMI calculator till you arrive at the desired EMI amount.

Interest Rate used for Calculation for the amortization schedule

Consider a principal loan amount of Rs. 50,00,000 for a period of 20 years at 9% interest rate.
Click here to download the annual amortisation table considering the above information.
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