Aditya Birla Housing Finance Limited

ABC Solutions

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Vishakha Mulye

Chief Executive Officer

Vishakha Mulye is the Chief Executive Officer at Aditya Birla Capital Limited (“ABCL”), the holding company of the financial services arm of the Aditya Birla Group.

She joined the organisation in 2022 and has been instrumental in scripting the transformational journey of Aditya Birla Capital to build accelerated growth momentum across its various businesses, while maintaining a sharp focus on profitability and return-of-capital. Under her leadership, the Company embarked on a strategic roadmap of ‘One ABC One P&L’ approach, resting it on the fundamental pillars of One Customer, One Experience and One Team, to maximise its share of opportunities in the financial services space and delivering long-term, sustainable value to stakeholders.

A strong proponent of digital-first and customer-first value proposition, Vishakha has been bolstering ABCL’s digital capabilities by building an integrated portfolio of digital assets to serve customers in a frictionless manner, across channels of their choice. The Company incorporated Aditya Birla Capital Digital Limited (“ABCDL”) to serve as a one-stop shop for delivering PIFA offerings to customers through an omni-channel D2C platform; forayed into the digital payment space through collaboration with the NPCI; launched Udyog Plus, a comprehensive digital B2B platform to provide seamless lending and value-added services to the MSME ecosystem; and incubated Infinite, the flagship start-up engagement programme to co-create solutions with tech-driven start-ups. She has also led successful fundraising from marquee investors towards supporting the future growth prospects of the businesses.

Vishakha is on the board of ABCL’s operating companies including, Aditya Birla Sun Life Insurance Company Limited, Aditya Birla Finance Limited, Aditya Birla Housing Finance Limited, Aditya Birla Sun Life AMC Limited, Aditya Birla Health Insurance Co. Limited and Aditya Birla ARC Limited. She is a director on the board of Aditya Birla Capital Foundation and Aditya Birla Management Corporation Private Limited. She also serves as an independent director on the board of NPCI International Payments Limited. In addition, Vishakha is the Deputy Co-Chair of CII’s National Forum on NBFC & HFCs 2023-24 and a member of Aspen Institute's 'India Leadership Initiative'.

A chartered accountant and a career banker with over 3 decades of track record in driving large- scale, long-term profitable businesses, Vishakha held significant leadership roles and led several strategic initiatives, as a part of the ICICI Group. Prior to joining Aditya Birla Capital, she was the Executive Director at ICICI Bank, overseeing their domestic and international Wholesale Banking, Proprietary Trading, Markets and Transaction Banking Group. During her long career span, she also served as the Group CFO of the ICICI Bank and was on the Board of ICICI Lombard General Insurance Company, served as the MD and CEO of ICICI Venture Funds Management Company, and chaired the Board of ICICI Bank, Canada.

Over the years, Vishakha has been lauded with prestigious honours for her work in the field of Business and Finance, including:

- Forbes Asia’s 50 Over 50 List, 2024

- Fortune India’s 50 Most Powerful Women in Business, 2021

- Lokmat Mukta Sanman, 2019

- Business Today’s Most Powerful Women in Indian Business, seven-times in a row (2007-2013)

- India Television Academy’s GR8! Women Award, 2012

- Institute of Chartered Accountants of India’s CA Corporate Leader Award, 2008

- World Economic Forum’s Young Global Leader, 2007

- IMA India’s CFO Award, 2006

She lives in Mumbai, Maharashtra with her husband and two children.

Board of Directors